Butte-Silver Bow (balance): Housing & Real Estate
The median Butte-Silver Bow (balance) home is valued at $257,800 (estimated market value runs 10% higher at $284,183), with median rent $856 (1.1× higher than Silver Bow County median $793; 1.1× below Montana median $974). Homeownership rate: 70.7%. That's 1.3× higher than the Silver Bow County median ($195,800); 1.2× below the Montana median ($321,650). Market is warm. Vacancy rate 11.7%. New construction makes up 6.9% of stock. A municipal building code is in effect.
- 4.2× annual income — home value vs. household income (vs Montana 4.4×).
- 25.1 years to break even renting at the median (vs Montana 28y).
- 4-BR rent is 2.1× a studio — rent gradient by unit size.
- Median rent 39% below HUD 2-BR FMR — local market vs federal subsidy benchmark.
Home Values & Rent
Median home value $257,800 — 0.8× the Montana median ($321,649). Median rent $856/month. homeownership rate 70.7% — above the U.S. share of ~65%.
| Affordability · Home Price To Income | 4.2× |
|---|---|
| Affordability · Home Affordability | moderate |
| Affordability · Rent Pct Income | 15.7% |
| Affordability · Rent Affordability | affordable |
| Affordability · Pct Severely Rent Burdened | 43.3% |
| Affordability · Poverty Rate | 14.8% |
| Affordability · Property Tax Pct Income | 4.1% |
| Fair Market Rent · Studio rent | $1,028 |
| Fair Market Rent · One-bedroom rent | $1,149 |
| Fair Market Rent · Two-bedroom rent | $1,414 |
| Fair Market Rent · Three-bedroom rent | $1,967 |
| Fair Market Rent · Four-bedroom rent | $2,180 |
| Fair Market Rent · HUD FMR area | Silver Bow County, MT |
| Fair Market Rent · Fiscal year | FY2026 |
| Home Value Estimate | $284,183 |
| Median Home Value | $257,800 (vs Montana $321,650) |
| Median Rent | $856 (vs Montana $974) |
Sources: HUD FMR FY2026 · Census ACS 5-Year 2023, B25077 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Tenure & Occupancy
Owner-occupied vs renter-occupied housing units, plus vacancy rates.
| Housing Market · Market temperature | warm |
|---|---|
| Housing Market · Vacancy rate | 11.7% |
| Housing Market · New construction (% of stock) | 6.9% |
| Housing Market · Price Appreciation 2Yr | 14.5% |
Utilities
Electricity, water, and broadband infrastructure serving residents. Broadband percentages reflect the share of premises that can subscribe to service at the listed speed (FCC Form 477).
| Broadband · % of premises with 25/3 Mbps broadband | 100.0% |
|---|---|
| Broadband · % of premises with 100/20 Mbps broadband | 100.0% |
| Broadband · % of premises with 250/25 Mbps broadband | 100.0% |
| Broadband · % of premises with 1 Gbps / 100 Mbps broadband | 26.7% |
| Broadband · Broadband-capable premises | 19,563 |
| Electricity · Electricity rate (¢/kWh) | 12.66¢/kWh |
| Electricity · Customers | 557,432 |
| Electricity · Revenue Millions | $722 |
| Electricity · Year | 2024 |
| Mobile Broadband · 3G mobile coverage | 0% |
| Mobile Broadband · 4G mobile coverage | 75% |
| Mobile Broadband · 5G mobile coverage | 56% |
Sources: FCC BDC Jun 2025 · EIA Annual Retail Sales 2023 · FCC BDC Mobile 2024 · Refreshed 2026-04-12
Other
| Homeownership Rate | 70.7% |
|---|---|
| Median Year Built | 1957 |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12