St. Regis: Housing & Real Estate
Housing in St. Regis centers on a median value of $208,600 (estimated market value runs 8% higher at $226,306), with median rent $775 (about the same as Mineral County median $761; 1.3× below Montana median $974). Homeownership rate: 72.4%. That's 1.3× below the Mineral County median ($274,700); 1.5× below the Montana median ($321,650). Market is warm. Vacancy rate 10.9%. New construction makes up 9.8% of stock. A municipal building code is in effect.
- 3.4× annual income — home value vs. household income (vs Montana 4.4×).
- 22.4 years to break even renting at the median (vs Montana 28y).
- 4-BR rent is 2.0× a studio — rent gradient by unit size.
- Median rent 43% below HUD 2-BR FMR — local market vs federal subsidy benchmark.
Home Values & Rent
Median home value $208,600 — 0.6× the Montana median ($321,649). Median rent $775/month. homeownership rate 72.4% — above the U.S. share of ~65%.
| Affordability · Home Price To Income | 3.4× |
|---|---|
| Affordability · Home Affordability | moderate |
| Affordability · Rent Pct Income | 17.9% |
| Affordability · Rent Affordability | affordable |
| Affordability · Pct Severely Rent Burdened | 33.3% |
| Affordability · Poverty Rate | 16.0% |
| Affordability · Property Tax Pct Income | 2.1% |
| Fair Market Rent · Studio rent | $941 |
| Fair Market Rent · One-bedroom rent | $1,083 |
| Fair Market Rent · Two-bedroom rent | $1,361 |
| Fair Market Rent · Three-bedroom rent | $1,632 |
| Fair Market Rent · Four-bedroom rent | $1,915 |
| Fair Market Rent · HUD FMR area | Mineral County, MT HUD Metro FMR Area |
| Fair Market Rent · Fiscal year | FY2026 |
| Home Value Estimate | $226,306 |
| Median Home Value | $208,600 (vs Montana $321,650) |
| Median Rent | $775 (vs Montana $974) |
Sources: HUD FMR FY2026 · Census ACS 5-Year 2023, B25077 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Tenure & Occupancy
Owner-occupied vs renter-occupied housing units, plus vacancy rates.
| Housing Market · Market temperature | warm |
|---|---|
| Housing Market · Vacancy rate | 10.9% |
| Housing Market · New construction (% of stock) | 9.8% |
| Housing Market · Price Appreciation 2Yr | 12.1% |
Utilities
Electricity, water, and broadband infrastructure serving residents. Broadband percentages reflect the share of premises that can subscribe to service at the listed speed (FCC Form 477).
Systems (4)
| Broadband · % of premises with 25/3 Mbps broadband | 100.0% |
|---|---|
| Broadband · % of premises with 100/20 Mbps broadband | 100.0% |
| Broadband · % of premises with 250/25 Mbps broadband | 100.0% |
| Broadband · % of premises with 1 Gbps / 100 Mbps broadband | 0.0% |
| Broadband · Broadband-capable premises | 244 |
| Electricity · Electricity rate (¢/kWh) | 12.66¢/kWh |
| Electricity · Customers | 557,432 |
| Electricity · Revenue Millions | $722 |
| Electricity · Year | 2024 |
| Mobile Broadband · 3G mobile coverage | 0% |
| Mobile Broadband · 4G mobile coverage | 100% |
| Mobile Broadband · 5G mobile coverage | 100% |
| Mobile Home Parks Detail · County total | 1 |
Sources: FCC BDC Jun 2025 · EIA Annual Retail Sales 2023 · FCC BDC Mobile 2024 · HIFLD / IRS BMF · Refreshed 2026-04-12
Charging & Mobility
| Ev Charging · Stations | 2 |
|---|---|
| Ev Charging · Public Stations | 2 |
| Ev Charging · Dc Fast Ports | 18 |
Sources: DOE AFDC API
Other
| Homeownership Rate | 72.4% |
|---|---|
| Median Year Built | 1968 |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12