Hinsdale: Housing & Real Estate
The median Hinsdale home is valued at $109,500 (estimated market value runs 14% higher at $125,369), with median rent $573 (1.3× below Valley County median $767; 1.9× below Montana median $1,081). Homeownership rate: 71.4%. That's 1.8× below the Valley County median ($198,400); 3.4× below the Montana median ($375,800). Market is cold. Vacancy rate 24.6%. New construction makes up 2.3% of stock. A municipal building code is in effect.
- 2.3× annual income — home value vs. household income (vs Montana 4.9×).
- 15.9 years to break even renting at the median (vs Montana 27y).
- 4-BR rent is 2.2× a studio — rent gradient by unit size.
- Median rent 57% below HUD 2-BR FMR — local market vs federal subsidy benchmark.
Home Values & Rent
Median home value $109,500 — 0.3× the Montana median ($343,400). Median rent $573/month. homeownership rate 71.4% — above the U.S. share of ~65%.
| Affordability · Home Price To Income | 2.3× |
|---|---|
| Affordability · Home Affordability | affordable |
| Affordability · Rent Pct Income | 13.6% |
| Affordability · Rent Affordability | affordable |
| Affordability · Pct Severely Rent Burdened | 60.9% |
| Affordability · Poverty Rate | 21.2% |
| Affordability · Property Tax Pct Income | 2.1% |
| Fair Market Rent · Studio rent | $1,004 (vs Montana $1,084) |
| Fair Market Rent · One-bedroom rent | $1,045 (vs Montana $1,149) |
| Fair Market Rent · Two-bedroom rent | $1,339 (vs Montana $1,417) |
| Fair Market Rent · Three-bedroom rent | $1,862 (vs Montana $1,967) |
| Fair Market Rent · Four-bedroom rent | $2,165 (vs Montana $2,216) |
| Fair Market Rent · HUD FMR area | Golden Valley County, MT |
| Fair Market Rent · Fiscal year | FY2026 |
| Home Value Estimate | $125,369 |
| Median Home Value | $109,500 (vs Montana $343,400) |
| Median Rent | $573 (vs Montana $1,078) |
Sources: HUD FMR FY2026 · Census ACS 5-Year 2023, B25077 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Tenure & Occupancy
Owner-occupied vs renter-occupied housing units, plus vacancy rates.
| Housing Market · Market temperature | cold |
|---|---|
| Housing Market · Vacancy rate | 24.6% |
| Housing Market · New construction (% of stock) | 2.3% |
| Housing Market · Price Appreciation 2Yr | -2.1% |
Utilities
Electricity, water, and broadband infrastructure serving residents. Broadband percentages reflect the share of premises that can subscribe to service at the listed speed (FCC Form 477).
Systems (1)
| Broadband · % of premises with 25/3 Mbps broadband | 100.0% (at Montana median) |
|---|---|
| Broadband · % of premises with 100/20 Mbps broadband | 100.0% (at Montana median) |
| Broadband · % of premises with 250/25 Mbps broadband | 100.0% (at Montana median) |
| Broadband · % of premises with 1 Gbps / 100 Mbps broadband | 25.7% (vs Montana 31.8%) |
| Broadband · Broadband-capable premises | 152 |
| Electricity · Electricity rate (¢/kWh) | 12.66¢/kWh |
| Electricity · Customers | 557432 |
| Electricity · Revenue Millions | $722 |
| Electricity · Year | 2024 |
| Mobile Broadband · 3G mobile coverage | 0.000000000 |
| Mobile Broadband · 4G mobile coverage | 1.000000000 (at Montana median) |
| Mobile Broadband · 5G mobile coverage | 1.000000000 (at Montana median) |
Sources: FCC BDC Jun 2025 · EIA Annual Retail Sales 2023 · FCC BDC Mobile 2024 · Refreshed 2026-04-12
Other
| Homeownership Rate | 71.4% (vs Montana 64.8%) |
|---|---|
| Median Year Built | 1956 |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12