St. Ignatius: Housing & Real Estate
St. Ignatius homes sell at a median $250,000 (estimated market value runs 21% higher at $303,511), with median rent $842 (about the same as Lake County median $851; 1.2× below Montana median $974). Homeownership rate: 70.7%. That's 1.4× below the Lake County median ($337,700); 1.3× below the Montana median ($321,650). Market is warm. Vacancy rate 8.7%. New construction makes up 0.5% of stock. 1 nursing facility on file. A municipal building code is in effect.
- 5.0× annual income — home value vs. household income (vs Montana 4.4×).
- 24.7 years to break even renting at the median (vs Montana 28y).
- 4-BR rent is 1.8× a studio — rent gradient by unit size.
- Median rent 41% below HUD 2-BR FMR — local market vs federal subsidy benchmark.
Home Values & Rent
Median home value $250,000 — 0.8× the Montana median ($321,649). Median rent $842/month. homeownership rate 70.7% — above the U.S. share of ~65%.
| Affordability · Home Price To Income | 5.0× |
|---|---|
| Affordability · Home Affordability | moderate |
| Affordability · Rent Pct Income | 19.0% |
| Affordability · Rent Affordability | affordable |
| Affordability · Pct Severely Rent Burdened | 25.3% |
| Affordability · Poverty Rate | 21.8% |
| Affordability · Property Tax Pct Income | 3.5% |
| Fair Market Rent · Studio rent | $1,097 |
| Fair Market Rent · One-bedroom rent | $1,104 |
| Fair Market Rent · Two-bedroom rent | $1,444 |
| Fair Market Rent · Three-bedroom rent | $1,865 |
| Fair Market Rent · Four-bedroom rent | $1,990 |
| Fair Market Rent · HUD FMR area | Lake County, MT |
| Fair Market Rent · Fiscal year | FY2026 |
| Home Value Estimate | $303,511 |
| Median Home Value | $250,000 (vs Montana $321,650) |
| Median Rent | $842 (vs Montana $974) |
Sources: HUD FMR FY2026 · Census ACS 5-Year 2023, B25077 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Tenure & Occupancy
Owner-occupied vs renter-occupied housing units, plus vacancy rates.
| Housing Market · Market temperature | warm |
|---|---|
| Housing Market · Vacancy rate | 8.7% |
| Housing Market · New construction (% of stock) | 0.5% |
| Housing Market · Price Appreciation 2Yr | 28.7% |
Utilities
Electricity, water, and broadband infrastructure serving residents. Broadband percentages reflect the share of premises that can subscribe to service at the listed speed (FCC Form 477).
Systems (5)
| Broadband · % of premises with 25/3 Mbps broadband | 100.0% |
|---|---|
| Broadband · % of premises with 100/20 Mbps broadband | 100.0% |
| Broadband · % of premises with 250/25 Mbps broadband | 100.0% |
| Broadband · % of premises with 1 Gbps / 100 Mbps broadband | 100.0% |
| Broadband · Broadband-capable premises | 484 |
| Electricity · Electricity rate (¢/kWh) | 12.66¢/kWh |
| Electricity · Customers | 557,432 |
| Electricity · Revenue Millions | $722 |
| Electricity · Year | 2024 |
| Mobile Broadband · 3G mobile coverage | 0% |
| Mobile Broadband · 4G mobile coverage | 100% |
| Mobile Broadband · 5G mobile coverage | 100% |
| Mobile Home Parks Detail · County total | 4 |
Sources: FCC BDC Jun 2025 · EIA Annual Retail Sales 2023 · FCC BDC Mobile 2024 · HIFLD / IRS BMF · Refreshed 2026-04-12
Other
| Homeownership Rate | 70.7% |
|---|---|
| Median Year Built | 1959 |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12